Standard Tenant Screening

If you plan on using AmerUSA.net only a few times a year or need credit results fast (today), this is the most common option for the individual landlord.

Based on official credit scoring algorithms for underwriting tenant applications, a standard account enables the individual landlord to receive a credit decision without having to comply with the mandatory office site inspection required by all major credit bureaus. The standard report is as close as you can get to a full credit report typically offered to professional account holders. However, this report is a highlighted format that does not expose account numbers or other identifiers such as creditor names for open credit cards and loans.

FREE Registration
Account Setup in Minutes Online
Instant Results 24 hours a Day
No Site Inspection Required
Credit Decision
Credit Scoring
SSN (Matching)
Last Reported Payment Status
Mortgage History
Civil Judgments (Including Landlord)
Bankruptcy Filings & Tax Liens
Utility & Returned Check Collections
Plus many more optional services

Professional Tenant Screening

If you require access to an entire tenant credit report so you can personally review all of its contents and coding, then a professional account offering instant online access 24/7 is what you’ll need, but you must allow 3-5 days to set up your account.

All landlords and agents are required by the credit bureaus to complete a registration packet and undergo a site inspection of where you will be pulling credit reports and storing them. An inspector will visit either a home or commercial office to verify the landlord’s or agent’s identity and the existence of a lockable drawer or filing cabinet. Files will not be inspected.

There are no minimum requirements for this account and most property management companies are eligible (individuals/sole proprietors must have a real estate license). There’s a onetime inspection fee of $75 to cover the cost of the credit bureau approved inspector to visit your location.