Standard Tenant Screening
If you plan on using AmerUSA.net only a few times a year or need credit results fast (today), this is the most common option for the individual landlord.
Based on official credit scoring algorithms for underwriting tenant applications, a standard account enables the individual landlord to receive a credit decision without having to comply with the mandatory office site inspection required by all major credit bureaus. The standard report is as close as you can get to a full credit report typically offered to professional account holders. However, this report is a highlighted format that does not expose account numbers or other identifiers such as creditor names for open credit cards and loans.
Sign up today and make an informed decision.
- FREE Registration
- Account Setup in Minutes Online
- Instant Results 24 hours a Day
- No Site Inspection Required
- Credit Decision
- Credit Scoring
- SSN (Matching)
- Last Reported Payment Status
- Mortgage History
- Civil Judgments (Including Landlord)
- Bankruptcy Filings & Tax Liens
- Utility & Returned Check Collections
- Plus many more optional services
Professional Tenant Screening
If you require access to an entire tenant credit report so you can personally review all of its contents and coding, then a professional account offering instant online access 24/7 is what you’ll need, but you must allow 3-5 days to set up your account.
All landlords and agents are required by the credit bureaus to complete a registration packet and undergo a site inspection of where you will be pulling credit reports and storing them. An inspector will visit either a home or commercial office to verify the landlord’s or agent’s identity and the existence of a lockable drawer or filing cabinet. Files will not be inspected.
There are no minimum requirements for this account and most property management companies are eligible (individuals/sole proprietors must have a real estate license). There’s a onetime inspection fee of $75 to cover the cost of the credit bureau approved inspector to visit your location.